Income and expense entries
Each entry holds a title, amount, category, date and account. Nothing else to fill in.
Free Android app
Track every rupee. Nothing leaves your phone.
Budget Monitor India is an offline-first income and expense tracker for Indian households and small shops. Your records live in a database on your own device, and there is no account to create and no server to trust.
- Works offline
- No account needed
- No storage permission
- Free to use
Features
Everything you need to keep the books straight
Built for daily use: household money, a small shop, an office float, or all three side by side.
Money tracking
6Created and last edited stamps
Every entry records when you added it and when you last changed it, automatically.
Separate accounts
Keep Personal, Office and Shop apart. Filter to one account whenever you need to.
All Accounts view
One combined picture across everything, plus a running balance for each account.
Your own categories
Create the categories you actually use, and delete the ones you do not.
Calculator in the amount field
Add three bills together while you type. No switching apps to work out a total.
Views
6Dashboard
Net available balance, total income, total expense and your recent transactions.
All Entries with filters
Show everything, narrow to a month and year, or pick your own date range.
Calendar
A month grid marking income, expense and note days, with a summary for the day you tap.
Notebook
Plain text notes with dates, for the things a transaction row cannot hold.
Cash Calculator
Count the cash drawer by denomination: ₹500 down to ₹1, totalled as you go.
Standard Calculator
A normal calculator with a running history, so you can check what you just added up.
Export and backup
3Multi-page PDF statement
A financial summary, table headers repeated on every page, and page numbers throughout.
JSON backup and restore
One file with all your data, saved wherever you point Android's file picker.
Scheduled automatic backup
Daily or weekly, at your chosen time, into a folder you pick once. Keeps the newest 10.
Privacy and security
3No storage permission
The app never asks for access to your files. It only sees the one file or folder you pick.
Optional 4-digit PIN lock
Locks the app screen. A short grace period means the file picker does not lock you out.
No account, no server
Nothing to sign up for, nothing to sync, and no copy of your money data anywhere else.
Small things that help
3Light and dark theme
Pick whichever is easier on your eyes. The app remembers your choice.
Upcoming Features, offline
The panel caches what it last loaded, so it still shows something with no signal.
Update prompts via Play
The app tells you when a newer version is on Google Play, so you are not left behind.
Screenshots
What it looks like
Scroll sideways, or use the arrows. Every screen works with no connection.
7 screens
How it works
Three steps, then it is just habit
-
Add an entry
Tap add, pick income or expense, and type the amount. If you are totalling a few bills, use the calculator right there in the amount field. Title, category, date and account, and you are done.
-
Organise by account and category
Keep the shop apart from the house. Make the categories that match how you actually spend, then filter to one account or look at everything together.
-
Export or back up
Print a PDF statement for the month, or save a JSON backup wherever you like. Turn on the daily or weekly automatic backup and it keeps the newest ten for you.
Privacy
Your money stays your business
- Not one storage permission The app declares no storage permission at all. When you save a PDF or a backup, Android's file picker hands over just that one file or folder. Your photos, downloads and documents stay invisible to it.
- Your records never leave the device Entries, categories, accounts and notes are written to a local database. There is no server behind this app, so there is nowhere for your financial data to be sent.
- No account, no analytics No sign-up, no email address, and no analytics or crash-reporting SDK inside the app.
- Two things we will not pretend about The app shows a Google AdMob banner, so Google receives your device's advertising ID, IP address, device details and ad interactions - never your financial data. And the local database is not encrypted at rest: the PIN locks the screen, it is not an encryption key.
FAQ
Questions people actually ask
Is it really free?
Yes. The app is free to download and free to use. There is no paid tier, no subscription and no feature locked behind a payment. It shows a Google AdMob banner, and that is how the work is paid for.
Do I need to sign up?
No. There is no account, no email address, no phone number and no login screen. Install the app and start entering money straight away.
Where is my data stored?
In a SQLite database in the app's own private storage on your phone. It is not uploaded anywhere, and there is no server holding a copy of it.
Does it work without internet?
Yes. Entries, filters, the calendar, the notebook, both calculators, PDF export, JSON backup and the scheduled automatic backup all run with no connection. Internet is only used to load the Upcoming Features list, check Google Play for app updates, and load ads.
How do I move to a new phone?
Export a JSON backup on the old phone and save it wherever you like through the Android file picker. Install the app on the new phone and restore that file. Because there is no cloud sync, that file is the transfer.
Can I export to PDF or Excel?
PDF, yes: a multi-page statement with a financial summary, table headers repeated on every page and page numbers. There is no Excel or CSV export at the moment. The JSON backup is a complete machine-readable copy of your data.
Does it show ads?
Yes, a Google AdMob banner. Google receives your device's resettable Advertising ID, IP address, device information and ad interactions. Google never receives your entries, amounts, categories, accounts or notes.
Is my data encrypted?
No, and it would be wrong to claim otherwise. The database lives in the app's private storage area, which other apps cannot read on a normal Android device, but it is not encrypted at rest. The optional 4-digit PIN locks the app screen; it is not an encryption key.
Keep your phone's own screen lock switched on. Android's device encryption is the protection that matters most here. If a phone is rooted, or handed over unlocked, treat the data as readable.
How do I delete everything?
Delete entries one at a time, delete an account together with its transactions, or clear the lot from Android Settings → Apps → Budget Monitor India → Storage → Clear data. Uninstalling the app also removes it.
Export a backup first, because clearing app data cannot be undone. Step-by-step deletion instructions.
Start tracking today
Free, works offline, and there is nothing to sign up for. Install it and add your first entry in under a minute.